The founder of Zara goes hand - July 20, 2011

The richest of Spaniards loose the reins of his empire. Amancio Ortega, founder of the Zara stores, transfers Tuesday's CEO to his current vice-president, Pablo Isla. At 75, Ortega also embodies a decision announced six months ago with a simple letter to staff. He leaves to his successor an empire, Inditex, built in thirty-six out of nothing. A juggernaut of ready-to-wear boutiques strong 5000 installed in 77 countries, employing over 100,000 people, realizing 12.5 billion euro of revenue.

For the Spanish, Amancio Ortega is the archetype of the autodidact. A mismo hombre hecho a if. The son of a railroad fortune became the seventh world.The teenager who was scraping by delivering luxury liners became a billionaire by making clothes … cheap!

Born in the province of Leon in 1936, at the beginning of the Spanish Civil War, the young Amancio has experienced the dark years of the postwar period. In his authorized biography, it evokes a memory which has profoundly affected. When he was 12, he intends to apologize to the shopkeeper his mother not being able to give him credit. Amancio then promises to never know hunger. He left school to accept a job as a deliveryman in a store of men's shirts in La Coruna.

A workhorse

Ortega never left textiles. He designed his first model and offers its employers. He was then assisted by his sister, brother, sister-and that would become his wife Rosalia Mera.The first article is a dressing gown, sold – already! – Half the price than the competition … Little by little, the small group up a workshop and a shop, Goa in 1963.

In 1975, was born in La Coruña the first Zara store. Then everything is accelerating proliferation of shops in the 1970s, internationalization in the years 1980 and 1990, IPO in 2001, opening in 2010 of the online store payday advance… Each time, Ortega is in charge. His method: "I always thought that to be successful, we needed each day to the organization upside down."

A workhorse in shirtsleeves and with a revolutionary grounded. This is at least the image he projects. For the richest man in Spain is also one of the most discreet.It was not until 1998 and agrees that Ortega is disseminated a picture of him! He shuns interviews like the plague. We know that the billionaire just enjoy the simple pleasures, such as scrambled eggs with chorizo ​​and potatoes …

The discretion surrounding his private life also. Twice married, Ortega is the father of three children. His first wife Rosalia Mera, is co-founder of Inditex and occupies the 258th place on the Forbes list of richest people in the world. His current wife, Flora Pérez, was the employee of a Zara store, she became one of his key advisers.She gave him a daughter and, say, a possible heir, Marta Ortega.

The captain, however, given the helm to his right arm, Pablo Isla, who has already indicated he intended to follow the course: "2011 will be another year of significant investments to grow the company and create jobs." The conquest of new markets, particularly in Asia, and the acceleration of Internet sales are part of its priorities.

Marta Ortega, too, has been heavily involved in the family firm. However, at age 27, she was probably not ready to take the helm. Not yet, some analysts nuance. The war chest, at least, it deserves. Amancio Inditex owns 60%, through the foundation Amancio Ortega. And, while he yielded to Isla management of the company, Ortega has offered his daughter as President of the foundation.In Madrid and La Coruna, speculation is rife about the future and ambitions of each of the supposed heirs.

Radio: the transfer market leaders accelerating - June 15, 2011

Listeners of "The Happy Button" on RTL have discovered on Tuesday morning at 11 am 30. Christophe Dechavanne replaced Cyril Hanouna alongside Jean-Pierre Foucault. He co-host the program "until the end of the season," said the station, which refuse to specify the form that this collaboration in the fall. The only certainty in September, "La Bonne Touche will not be scheduled daily, but on the weekend. The program frees its edge Stephane Bern, which has released "The Mad King" on France Inter to join the private station.

Christophe Dechavanne, who has officiated on RTL in the early 2000s, particularly delicate position "successor" by Philippe Bouvard, replaces Cyril Hanouna offhand. He had been dropped from the air last week, following the announcement of his departure for the morning music radio Virgin Radio.It must succeed Bruno Guillon, who after six seasons on Virgin Radio will join Fun Radio (RTL), to animate the "6:00 to 9:00" in the fall. "Our discussions with Bruno took place quickly and naturally," said Jerome Fouqueray, CEO of Fun Radio, in a statement. Its very positive, which corresponds perfectly to the values ​​of Fun Radio, will help power up again in the wake of audience records broken this season. "

Nikos Aliagas on Europe 1?

Fun Radio was illustrated in the latest survey of hearing Médiamétrie as the station that recorded the largest increase in a year. Gaining 0.9 point, it reached 7.9% of total audience, as much as Skyrock, the months from January to March.

Bruno Guillon takes a position made vacant by the departure of Manu Levy for NRJ.The first musical de France decided to give him his morning so far at the hands of Nikos Aliagas. The latter could reach Europe 1, said the Nouvel Observateur site Monday. Engine since January transfer window with the successive departures of Nicolas Demorand and Marc-Olivier Fogiel – replaced respectively by Nicolas Poincaré and Bruce Toussaint, radio generalist Lagardère has also renewed the contract Nagui, who is assigned on a show weekend to replace his daily game. Europe 1 has also renewed Benjamin Petrov, host of "Morning Breakfast" (5:00 pm-6 30), who becomes the joker Bruce Toussaint and presenter of the morning on weekends. He was replaced by Emmanuel Maubert weekdays.

Started very early, the ball transfers radio is far from over. Listeners France Inter ahead including the name of the person who will succeed Stéphane Bern.

Nicolas Canteloup piles up again on Europe 1 - June 11, 2011

"We just agree with Denis Olivennes. I remain on the morning of Europe 1 for a seventh season, "says the comedian Nicolas Canteloup. "What motivates me is greed. A presidential year is always a strong year and I feel confident on Europe 1. After the departure of the trio Alexandre Bompard, Philippe Balland and Marc-Olivier Fogiel, I hesitated. Then I got to know Guillaume and Denis Olivennes Cahour. And for the next season, I have great sympathy for Bruce Toussaint, I passed through the corridors of Canal +. "Nicolas Canteloup retains its format and schedule 8 5. It has become a pillar of the morning with peak audience of 1.4 to 1.6 million listeners, according to the waves. But the phenomenon goes beyond the antenna. It chronicles the most podcasted Europe 1 and, since Nicolas Canteloup found his character DSK, the replay on the website has doubled.

However, the chronicle of humor during the election period is a difficult exercise. "I am my first audience and I am aware of my responsibility to the antenna. If I flirt with the lines, I know I will not exceed. I will not pay attention to the political balance, the only balance that I respect, is whether or not it's funny, "analyzes the imitator.

William Cahour noon

The decision to stay Canteloup allows Denis Olivennes, CEO of Europe 1, to structure its first fall schedule. It will focus on three major events information with a morning from 7 am to 9 pm 30 entrusted to Bruce Toussaint paperless payday loans. Europe should fall to 1 MIDI William Cahour, replacing Patrick Roger. It retains the chief editor.The third appointment information is presented by Nicolas Poincaré who replaced Nicolas Demorand during the latter's departure as head of Liberation.

With this information, the second pillar will be the entertainment. No name is still stopped to replace Guy Carlier and his ticket mood 7 am 55. Europe 1 denies having proposed this niche Stephane Guillon.

Entertainment side, Jean-Marc Morandini take over the morning at 9 am 30 with a program of media literacy. Then, host Michel Drucker's big show home 10 am 30 noon home surrounded by comedians (as Willy) or beginners. The afternoon will begin with the historical issue Franck Ferrand, who won in a few months. Lawrence Ruquier retains its time slot of 15 pm from 30 to 18 hours.However, Faustine Bollaert is not renewed in early afternoon.

The grid is not completely stopped, and the question of the evening is not yet settled. So far Pierre-Louis Basse hosted a cultural show, "Welcome to Baja."

In this election year, Jean-Pierre Elkabbach memory of the station, retains his interview in the morning and Sunday morning political talk show "Le Grand Rendez-Vous". However, time slot and day of broadcast of the New Issue of Arlette Chabot policy, director of information, are not yet finalized.

The state wants more consumer protection - June 2, 2011

At one year of presidential elections, the state wants to find ways to better protect small against the powerful. Thus, Frédéric Lefebvre, Secretary of State for Consumer Affairs, will introduce draft legislation to "strengthen the rights, protection and consumer information" by the Cabinet on Wednesday. Le Parisien, Aujourd'hui en France had access to the text. The newspaper said that the bill contains 25 measures, some of which emanate directly from the consumer.

Among the main measures, the newspaper cites the one on mobile: after only three months, against six today, subscribers can request the release of their phones, at least one package without commitment period must be offered and restrictions the unlimited plans will be highlighted. On Internet access providers should provide a social rate of broadband Internet.

Penalties for delinquent owners

Moreover, the deposit of all tenants, including housing non-contracted, must be returned within two months after the tenant leaves. Otherwise, the owner must pay a penalty of 10% of the rent each month of delay. The energy sector will also be more cautious with respect to its customers. Operators, such GDF and EDF will provide "personalized advice tariff" and subscriptions will be suspended in case of disputes. Dependence will not escape the attention of the State: Families of nursing home residents who died will no longer pay the entire monthly rent. And, like food, a label "AOC" will also apply to manufactured goods.

With this battery of measures, the bill aims to "give the consumer control over their spending," says Frederic Lefebvre Paris-Today in France. The aim is also to "protect consumers by ensuring that the losses suffered early end, particularly in terms of unfair," said Secretary of State.

Measures "without any real coherence"

But some believe that the legislation could go further. Moreover, when asked by the newspaper, the President of SFR indicates that virtually all measures "consistent with the commitments made by operators last year."

For its part, the consumer association UFC-Que Choisir "bitterly regrets the lack of ambition of Bill consumption."In a statement, it says that "prices soared, the purchasing power of consumers dries up and the government just a few buckets of water through a patchwork of measures, without any real consistency, who can not afford to restore balance in most markets. "

UFC-Que Choisir particularly regret that no steps are planned to frame price inflation on the food shelf, so that "the explosion of agricultural raw materials ablaze the labels." On electronic communications, the association said that the bill still does not allow the cap to 12-month commitment period. Finally, the combination of consumer cites the "glaring absence" of the group action as "the emblematic example of the limited scope of this text," promised before his election by Nicolas Sarkozy.The association would ask members to make extensive use of their right of amendment and the government to be open to proposals for enrichment to allow consumers to regain their place of actual market actor. "

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Why the drop in oil is reflected at the pump hurt

The euro was unscrewed from 1.49 to less than $ 1.42 a week - May 12, 2011

The euro has dropped by nearly 5% in a week. Such depreciation on the foreign exchange market in such a short time is rare. If some investors have been illuminated reap gains from the sacred, others had to lose a lot!

The euro rose against the dollar over from 1.49 to 1.42 in one week. (Chart from the trading platform of Saxo Bank)

Caution is the Paris Bourse - April 27, 2011

The return of the Easter long weekend is prudence in the Paris Bourse. Closed since Friday, the latter has only indication for a mixed close on Wall Street Monday and wait very pronounced in Asia on Tuesday morning. The Cac 40, which had just managed to stay above the figure of 4,000 points on Thursday, then begins a slight decline from 0.19% to 4014.29 points.

Even movement on other European markets: the London Stock Exchange lost 0.04% to 6015.84 points in early trade while the DAX in Frankfurt Exchange loose 0.09% to 7288.77 points.

The meeting could be very volatile when many major publications are expected in the United States. Side of macroeconomic indicators, the festivities begin on Tuesday by the index of consumer confidence and U.S. investors and the S & P property.On Wednesday, markets will pay close attention to durable goods orders and especially the Fed decision on rates. Thursday will be marked by the first estimate of U.S. GDP in the first quarter, while Friday is expected the Chicago PMI.

Side business publications, many Americans reveal their weight lours trimestriles results, including 3M, Amazon, Ford, Microsoft, or Caterpillar. The French will not be left with, among others, Renault, Seb, Klepierre, Bull, Safran, Saint Gobain and Total.

Side currency, the euro remains strong against the dollar at 1.4527 but fell slightly (-0.15%).From their side, oil prices retreated in Asian electronic trading, a barrel of light sweet crude for June delivery lost 91 cents to 111.37 dollars and that of Brent North Sea falling by 66 cents to 123 dollars.

Air Liquide is better than expected

Areva and Suez GDF

Both groups must announce within weeks a partnership in offshore wind to meet a tender of 10 billion euros to be launched in France in May, reported Tuesday the daily Les Echos.

Saffron

Six years after the founding merger between Snecma and Sagem, Safran Thursday changed its governance to return to a traditional organization, the Chief Executive Jean-Paul Herteman becoming CEO

Air Liquide

The group announced Tuesday a turnover of more than-expected first quarter and confirmed its forecast an increase in net profit this year.World number one industrial gas produced a quarterly revenue of 3.543 billion euros, up 8.8% excluding currency and natural gas. The only gas and services division posted growth of 11.4% on a comparable basis to 3.185 billion.

Technip

The group won, through its subsidiary, KTI, a contract for ten superheated steam generators for the first phase of an oil sands project in Canada.

Scor

The French reinsurer acquired Transamerica Re, the U.S. division of the business mortality Dutch insurer Aegon, for 630 million euros, becoming the second life reinsurer in the U.S., according to a statement.

Eurazeo and OFI Private Equity Capital

The investment company said Tuesday the acquisition for 132 million euros of OFI Private Equity Capital, an investment company that specializes in French SMEs currently controlled by the mutual insurance group Macif.

Michelin

The group said Thursday it would raise its target volume growth throughout the year if sales continue at levels experienced in the first quarter, which was marked by a turnover in excess of expectations.

Biomerieux

The group published a turnover up 3.5% in the first quarter.

Valeo

The group said Thursday sales rose sharply in the first quarter and said he was confident he will continue to grow faster than the market in 2011, but did not detail his ambitions for the full year. [ID: nLDE73K1GA]

ADP

The group said they had been exploring the possible sale of the control group Alyzia specialized in ground handling operations for airlines and airport security.

First A380 to Montreal

Renault Samsung

The manufacturer could be affected by the announcements of its partner Nissan said Tuesday that its production in Japan would fall by nearly 60% in April 2011 over April 2010.Moreover, the South Korean affiliate of French Renault and Hyundai Motor will recall over 100,000 vehicles because of manufacturing defects, said Monday the Department of Transportation in Seoul.

Air France-KLM

The first Airbus A380 carrying the scheduled Air France between Paris and Montreal landed Friday at the PE airportMontreal Trudeau.

Europacorp

The group has once again launched Thursday a warning on its results 2010-2011, warning that the expected loss for the year would be greater than those anticipated by the market, partly because of new provisions.

Veolia

The management of the airport platform Perpignan fell Friday in the purse operator Veolia Transport, a week after that of Carcassonne.

L'Oreal

The general meeting of shareholders on Friday renewed almost unanimously the appointment as director of the heiress Liliane Bettencourt group, 88 years, for a period of four years.

After Exchange, April, Lafuma, Renault, Seb, Manitou, Sopra, and STMicroelectronics will unveil their turnover in the first quarter.

In 2013, Chinese tourists will supplant the Japanese - March 31, 2011

Promise to all first place overall, China will soon add a line to his list. From 2013, spending by Chinese tourists will exceed those of the Japanese in 2020, they will be shoulder to shoulder with the Americans, the current leader.

A recent study by the Boston Consulting Group (BCG), the expenditure of the Chinese during their travel in their country and worldwide will grow 14% annually to reach 898 billion dollars (638 billion euros) in ten years. In other words, China is poised to become the second largest market for travel agencies, and will overtake the U.S. in recent years.Rising incomes and the desire to travel are such that each year 25 million Chinese will go sightseeing for the first time in ten years

These expenditures will cover half the cost of travel themselves, and half of various purchases including luxury goods. It's rather good news for France all that travelers do not buy only for themselves but for their knowledge. Indeed, more than half of them would leave with a shopping list cash advance in one hour.

These travelers from mainland China but also Taiwan, Hong Kong and Macao in 2020 will represent a quarter of tourists landing in Japan or South Korea.In Europe, the arrivals will be multiplied by four, but Asia is still a preferred destination.

This desire to discover the planet has been anticipated by the national tourist boards who scrambled at the last international fair in Shanghai. If the flag of France was busy, that Denmark has created the event. It hosted the Little Mermaid in Copenhagen, which for the first time leaving his country. The game is worth it: 100 million Chinese tourists are expected worldwide by 2020 against 5.5 million now. If the United States, Australia, and Japan – the study was conducted before the catastrophic cir March 11 – are the three destinations, France is ranked fifth behind Thailand but ahead of all other European countries . Paris and shops have not lost their power of attraction.

Madrid hopes to escape the contagion - March 27, 2011

In Madrid

Following the announcement of the resignation of Prime Minister of Portugal, Moody's downgraded Thursday the score of 30 banks in Spain. Coincidence that serves as a warning: Madrid must react quickly and provide guarantees about the soundness of its financial sector if it wants to prevent Lisbon from the edge of the financial bailout, did in its wake.

Until now, Spain had still managed to differentiate itself from Portugal. Lusitanian crisis was indeed a limited impact on the public debt Hispanic. The differential between Treasury bonds and German Spanish this week was located around 200 points, down from 280 in November 2010. Suddenly, the Spanish press is optimistic: "The markets are now the difference between Spain and Portugal," and headlined Thursday newspaper El Mundo."The markets have recognized our efforts," he reassured the Minister of Economic Affairs, Elena Salgado.

Unlike Portugal, Spain conducted last year, major reforms on pensions, labor market and, more recently, she brought order into its financial system.

Two intertwined economies

The two Iberian economies, however, are closely linked. Spanish companies present in their neighbor and realize 9% of Portuguese GDP.As banks and savings banks, they hold 34% of their international assets Portuguese counterparts.

These 76 billion makes Spain the country most exposed to the Portuguese debt, just ahead of France – French banks hold 33% of assets Portuguese.

Spanish financial institutions but also suffer from handicaps of their own, including the complex structure and scattered savings banks. Despite the ongoing mergers, Madrid difficult to explain to partners the logic of his cajas. These regional entities, subject to local political and hit hard by the bursting of the housing bubble, have great difficulty in financing. In fact, the credit companies most poorly rated by Moody's are the majority of savings banks.Argandona for Antonio, a professor of economics at IESE Business School, the rating agency "seeks to protect his rear," because "the problems of Spanish banks have been known for a year and nothing new has occurred with the Portuguese crisis. "

Economists admit the possibility of a domino effect, while limiting its scope. The Portuguese crisis is closely observed in Spain. But in Madrid, is waiting for another trial by fire: the results of stress tests imposed on new banks, expected in June.

Dexia misses consensus - February 23, 2011

Dexia is less than expected in 2010. The Franco-Belgian bank announced Wednesday a net profit decline of 28.4% over the period, to 723 million euros where the consensus reached by Inquiry Financial expected a decline of 16.4% to 847 million euros. The cost of risk was 641 million euros against a consensus to 619 million euros. And the net banking income amounted to 5.31 billion euros against an average wait of 5.30 billion euros.

The bank said that 2010 was marked by such additional provisions on the portfolio of financial assets it manages in extinction. "The strength of the group is confirmed, with a Tier 1 ratio to 13.1%, which enables Dexia to cope with regulatory changes underway," states, however, in a statement, Pierre Mariani, managing director of bank.

"We warned that the years 2010 and 2011 would be difficult, for its part, said Jean-Luc Dehaene, President of the Board, at a press conference, referring to the passage a" legacy quite heavy. "

The objectives for 2014 are maintained

Leaded by the weight of its fundraising activities of local authorities during the crisis, Dexia is now focusing on retail banking to balance its balance sheet payday loans guaranteed no fax. The bank announced in October of strategic objectives to 2014, indicating 60% will generate revenues in its retail banking and commercial banking in 2014, against 36% in 2007, and profit growth potential in Turkey where it is Denizbank with this.Jean-Luc Dehaene said that the group kept these objectives in the medium term.

Before that, Jean-Luc Dehaene said that his bank would step up its efforts to recover from 2012 "" normal ". "We should see all the recovery efforts of the trades, for his part pledged the bank's chief executive Pierre Mariani. The bank has largely implemented a restructuring program and asset disposal, one of the conditions imposed by the European Commission to accept its bailout by the Belgian and French.

Dexia, whose financial health is monitored by the market, entered into a liquidity agreement with the Postal Bank with whom it shares such shareholder Caisse des depots.

(With agencies)

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Job creation has accelerated the end of 2010 - February 13, 2011

The economy continues to create jobs. The companies have created positions 35.5000 fourth quarter of 2010, representing an increase of 0.2% of employment, whichever comes first estimate of employment issued Friday by the INSEE. Dynamics on the labor market has increased over the third quarter, 19,200 jobs were created from July to September. The latter figure has also been divided by more than two compared to the first estimate, which stood at 44,600.

The figures for the fourth quarter were driven by the interim as in the previous period, which represented over two-thirds of new posts, or 24,000 jobs. This represents an increase of 4.2%, similar to that of the three previous months (+4.1%).

The service sector is the only one that shows job growth in the fourth quarter, up 0.4% or 48,400 net jobs created over the period. The industry and construction are still heavily depressed. The first course was destroyed fewer jobs than in the second quarter, -9000 cons 16,600 over the previous period. But the crisis in the construction continues, with 3,900 job losses, -800 against the previous quarter.

During 2010, the number of jobseekers has risen steadily, according to figures from the employment center. Depending on the category chosen, the number of unemployed was between 2.72 and 4.05 million, an increase of between 801,000 and 202,500 people.